NMLS #6606Zack Cervantes
Senior Mortgage Advisor at New American FundingNMLS #502342 · Licensed in 48 states
Zack specializes in the loans most lenders won't touch — physician mortgages, DSCR deals for investors, bank statement loans for the self-employed, and hard money refinances.
With over 23 years in the mortgage industry and more than $1.5B in loans closed, Zack has seen virtually every borrower scenario and found a path to closing.
Licensed in 48 states through New American Funding (NMLS #6606), Zack works with borrowers nationwide.
Whether you're a resident buying your first home, an investor scaling a portfolio, or a business owner whose tax return doesn't tell the full story — Zack can help.
Licensed with New American Funding
New American Funding is one of the largest independent mortgage lenders in the country — funding over $30 billion in home loans annually. As a Senior Mortgage Advisor with NAF, I have access to conventional, government, and non-QM programs that most independent brokers can't offer.
NAF gives me the product shelf. I give you 23 years of knowing which product fits.
NAF NMLS #6606 · Equal Housing Lender · newamericanfunding.com
Loan Programs Zack Specializes In
Physician Mortgage
0% down, no PMI for doctors and healthcare providers
Learn More →DSCR Loans
Investment property loans based on property cash flow
Learn More →Self-Employed
Bank statement and alt-doc loans for business owners
Learn More →Hard Money Refi
Convert hard money loans to conventional financing
Learn More →Read Zack's Latest
Get in Touch
Free review. No credit pull. Zack responds same day.